I must admit, this topic of Personal Finances excites me and scares me simultaneously. I’m nervous to discover what I already know…
- We are living way above our means,
- I need to find a job with consistent pay, and
- We need to focus on saving more.
Now before I start feeling dejected, let me get on to some good news…
I’m willing to do what it takes! I am at a point where coasting through our finances is no longer acceptable. We have God and children to answer to.
I am in the process of tweaking our budget sheet on excel. Creating a budget, in my opinion, is one of the first steps to getting our finances in order. We had a budget sheet in the past and somehow lost track of it.
Why? I have no idea, but -No more living life without a guide!
By nature I am a bit overzealous so… I’m giving myself until 10/20/13 to have our budget sheet completed and in use. Oh boy my family is in for a surprise.
We are going on a Debt Diet. Yay!!!!!
Feel free to leave any tips on budgeting and how you may have turned this area around in your life. If this is a ‘Hot Mess’ area for you too, let me know. Lets work on improving our financial situation together.
- 10 steps to making a financial budget (pr2promo.wordpress.com)